• Buying a Home with a Well What Your Real Estate Agent Should Know

    Real Estate 1Thinking of buying a home with a well? While you might be used to city water, 44% of households in the US are dependent on well water, with about 13% of them privately owned and operated, according to the National Ground Water Association. While wells can be a very reliable source of drinking water reliable source of drinking water, there is a learning curve about well ownership. Your real estate agent can be a valuable resource in this area as they will be able to get the documentation that confirms that the well conforms to all state and local ordinances and that it has been properly maintained. Without doing the proper due diligence, you might be positioned to quite literally throw your money into a hole in the ground.

    What to Expect from the Seller

    In many states, home sellers must pay for water tests and disclose the results to potential buyers. Smart owners will have an inspection done prior to putting the home on the market and use the results as a selling point. Where the law does not require inspections and testing, savvy buyers request a well inspection and water test as a contingency on offers to buy a property, as a well inspection is not included in the standard home inspection and requires a specialist. If the results do not prove favorable, you can cancel the sale or request the seller make things right.

    In the absence of an inspection prior to sale, you can find yourself with a costly problem.

    What to Look for when Buying a Home with a Well

    As a buyer, there are several things to consider when examining property that has a well.

    First of all, how does the water taste and look? If minerals or bacteria have leached into the water, you should notice that the taste and appearance of the water are off. This is a sign that you need the well inspected and the water tested for contaminants.

    Water problems are often dominant in an area. You can often find information about local water problems on the EPA website as well as from local testing companies. If there is a factory, an agricultural operation, or a coal mine near the property you are viewing, a lab might test for specific chemicals such as sulfide, nitrate, iron, chloride, or other chemicals related to the industry.

    Well owners should have maintenance records available to verify how old the well is, whether there are other old wells on the property, compliance with local codes, and past testing results. Seeing the past records will indicate how much time you have before you might need to replace the well, and alert you to other problems related to it.

    Since wells have an average life expectancy of 20-plus years, the home should be set on two or three acres of property to assure that you have enough acreage to have another well drilled in the future.

    The current well should be properly located on the property so that it is at least 100 feet away from backyard chicken or poultry coups and the nearest edge of the septic drainfield, and 50 feet away from the house and any pesticide applications. The wellhead should also be positioned so that rain water flows away from it.

    Get Help to Determine the Condition of the Well

    With the help of your real estate agent and well and water professionals, you should get a good idea of what to expect if you buy a specific property with a well. Many water quality issues can be handled with testing and installation of water treatment equipment, but some well problems require more extensive, costly repairs that might make buying a home with a well impractical.


  • Optimism for Canadian Commercial Real Estate Investment Market

    realestateIt might sound like the equivalent of a gold rush when any industry sector can show a 93% increase in one year but that’s exactly what happened with the Toronto commercial real estate market from 2009 to 2010. The increase for Canada averaged 48% overall with a total investment volume of 18.9 billion dollars, indicating healthy investor confidence and a strong economy. This article discusses the most up-to-date statistics in the commercial property investment market. According to the 2010 National Investment Report issued by CB Richard Ellis Limited (CBRE) the commercial property investment volume has climbed back to pre-2005 recession levels and totaled 18.9 billion dollars. Commercial property is proving to be an attractive investment which stimulates the rest of the economy. Office, industrial, and retail property in Canada have all attracted investor interest, with many companies deciding to upgrade to better properties before prices rise any further. This is fortunate for Canada in a time when most countries are still sinking in a worldwide depression. There is a banking crisis caused by the credit default swap swindle evidenced by the problems of European Union economies such as Greece, Ireland, Spain, and Portugal. Bailing banks out of their black hole of debt and sticking it on the taxpayer has been allowing banks to exert undue control over those countries’ infrastructures, resources, economies and governments. Whether you use the term recession or depression for the state of an economy depends largely on where you’re sitting. The lower classes have less money so inflation means the same amount of money buys less, so the economic pain is far greater than those who still have something left over and are not as devastated by things like unemployment and high interest rates. Every region in Canada showed a 2010 growth except for London Ontario. Other cities like Halifax could have showed bigger volumes if there was more investment product available, a factor that limits any real growth figures. The economy in such a region could be healthier than investment sales would indicate. In any case, these provide relatively strong yields compared to other investment types so Canadian commercial real estate is attracting foreign investors as well as domestic ones. In Vancouver there were 1,263 transactions totaling $2.9 billion dollars compared to Toronto, where 1,156 transactions represented $7.4 billion, so each of the commercial properties trades in Toronto were of higher value in terms of dollar amounts. Montreal also showed significantly greater sized amounts per transaction. The volume of $2.9 billion was a one-year increase of 52% yet the transaction increase was just 32%, showing the effect of large institutional deals like the Place Innovation and McGill College properties. Companies with both property management and asset management skills should thrive in the 2011 year if this trend continues. Such firms suffer or smile in relation to the state of the economy; investors are turning to Canada as a refuge from the collapsing economies of other countries. At a time when currency systems are under attack caution must be used. It remains to be seen which countries, if any, become insulated from the turmoil that is being fomented elsewhere to usher in a one world government and one world currency system. This is the goal of those who control world leaders, but to give control of the money supply to a private clique will lead to disaster since absolute power corrupts absolutely. A post-industrial feudal system will be the end result if such a thing were to occur.


  • Are You Really A Real Estate Investor

    Real Estate 2

    By accident, I believe that our industry does us all a disservice. How? By calling us real estate investors.
    How many of you call yourselves real estate investors? Lots. How many of you feel a little queasy when you introduce yourself as a real estate investor? (No need to confess you just need to recognize that feeling).

    Do you want to know why you may be feeling queasy? I’ll tell you. It’s because of the incongruent language we are using on ourselves. Let me prove it while helping bust the number one fear of real estate “investors”.

    What do you think of when you hear the word investor?
    I bet it’s “cash” or “credit”. Right? Maybe something that you feel that you don’t have. So if your business card declares you a real estate investor and you don’t have any cash, do you feel funny, or out of integrity, or incongruent? Maybe a little?

    On the other hand, what do you think of when you hear the word entrepreneur? The answers to this question usually range from “opportunist” to “opportunities” to “ideas” to “deals”, etc.

    The definition of an entrepreneur is someone who uses the time, talent and treasure of other people to realize their idea or vision. Read that again because this a subtle but important point about your real estate success.

    The number one limiting belief of real estate “investors” is “I cannot do this business because I have little cash and/or bad credit.” And if your subconscious holds this belief, guess how hard you are going to work to find deals. Guess how many deals your are likely to do. That’s right, you will do ZERO.

    Good news! This limiting belief is easily busted.
    You are not a real estate investor. You are a real estate entrepreneur.

    What’s the difference? Well, entrepreneurs bring the deals to the money. Investors bring the money to the deals.

    By DEFINITION, entrepreneurs are not expected to use their own cash. They are expected to raise cash for their deals and projects. That’s what we do. We find the one thing that is much more valuable than the cash which is the deals.

    Money is easy. Finding the deals is the part that requires a little work. But most real estate “investors” get hung up in marketing or making an offer because they don’t have the cash sitting in their checking account. They freeze.

    You need to declare yourself a “Real Estate Entrepreneur.” That’s what I do. At this stage of my life, it’s more fun being the entrepreneur and putting deals together. It’s my form of creativity. It’s my art. Being the investor and putting up the cash is OK but it’s kind of like being the guy that furnished the paint to Michelangelo. Nobody remembers the paint supply guy.


  • On Resources: My Thoughts Explained

    Pointers for Job Hunters in Italy

    Would you like to work in Italy? Let’s give you a glimpse of what’s there to expect in that part of the globe!

    Job Seeking Tips

    English teaching is one of the most popular jobs for foreigners in Italy, but if you would like to try other fields, below are some tips to help you:

    > Try to sound confident in yourself and the skills you have to offer.

    > Have your CV translated to Italian. If you do not know much Italian, you should consider using a professional translator.

    > Be truthful about your Italian language skills as you will surely be tested by potential employers at the interview.

    > Go over local and regional job listings in newspapers and visit different companies in person. People have the tendency to remember faces more than names. Making a personal impression on a probable employer can offer benefits over the long term.

    > Also ensure that everything has been translated, particularly your university degrees and certificates. This shows your commitment to adjusting with the Italian culture and your sincerity in securing work.

    > Majority of European university degrees are now accepted by Italian employers. However, if you obtained your degree in, for instance, the United States, you may want to call a local university and find out what the Italian equivalent will be.

    Rome

    Certainly, where you should search for a job is closely related to what type of work you do and the industry you would like be part of. When people think of Italy, they automatically think Rome. Rome has dozens of diplomatic missions, international media offices, and various services companies. Moreover, Rome is home to a large international airport and various international schools, which may be a deciding factor for those who intend to move with their families.

    Milan

    If you’re involved in the banking industry, try moving up to Milan, which may well be your best choice. Notwithstanding the economic crisis that has affected the finance sector, Milan remains one of the world’s biggest financial centers. And even with the current recession, people in Milan have given the country highest average income yearly. Because it is the seat of the Italian stock exchange, you can find so many international banks in this part of the country as well. Nowadays, Milan has become the leading exporter of garments and textiles in all of Italy. Of course, it’s common knowledge all those internationally famous fashion brands like Versace and Prada are mainly headquartered here.

    Sicily and Sardinia

    Lastly, if your intention is to eventually become self-employed and have a tourism-oriented business, you should consider Sicily and Sardinia. The two islands may be already overflowing with tourism offices and hotels, but if you are certain that you can offer something unique to the local market, then it is surely worth a shot. However, you have to note that you must be a legal resident before you can apply for self-employment, and that you will have to pay social security contributions and health insurance for yourself and your employees.

    Source: vivere a londra


  • A Real Estate Agent Will Assist You To Discover A Home

    Individuals frequently begin their particular home search by searching on their own. Typically, this is extremely time-consuming and also tough to achieve when the individual has other duties, for example their job, that suggests they are unable to spend nearly as much time as they would really like on the home search.

    Instead of hunting by themselves, most people end up working with a real estate professional. This could help them conserve a substantial amount of time as well as may help them to discover the appropriate home. The real estate agent can check out their budget in addition to their demands before they begin checking out homes to be able to ensure they’ll uncover homes that have everything the person needs. Next, they are going to take the individual to see all the houses to enable them to find one they enjoy. Through the process, the real estate professional can give them real estate advice that could assist them to uncover the ideal property as well as ensure they’re going to be happy with the house they’ll be obtaining. As this is such a significant purchase, many people value the guidance they’re provided.

    In case you’d like to find out much more about exactly how a realtor will assist you to locate a home, pay a visit to this website link. After that, get in touch with a real estate professional and start looking for the perfect home today.


  • The Best Advice on Software I’ve found

    How to Get the Best Out of Your Appointment Reminder Software

    Appointment reminder software is among the most useful work or business tools in use today. The purpose of this program is to hopefully limit your no-show rate by at least 20%. Though this is a good purpose, it is not guaranteed that it will be effective for you. But it doesn’t mean that if it’s not working right now, it never will. Perhaps you only need to learn how to use it better so that it actually becomes beneficial.

    Here’s how you can do just that:

    Reviewing Call Results

    Each appointment reminder software that sends reminders by phone will provide a feedback of the call. Knowing the numbers of people who took and listened to your call will help you determine why they were a no-show. Preferably, you’d like to get a success rate of 85% from all the phone calls made by your reminder. If you were able to do so, see if your reminder software is making several calls and if these are spread over a period of time.

    Otherwise, see if the reason was a busy line or a no-answer. It would be futile to call someone only after a few seconds from your last try. Once you have checked your call records and determined that the software isn’t doing as good as you expected it to, then start looking for another provider.

    Ono Your Toes!

    Even if you’ve been using technology for your business, it doesn’t mean you can stop working yourself. You also need to be proactive so you don’t miss any key indicators of a potential failure. For example, get a list of all cancelled calls and instruct your staff to take them out of the scheduler. A cancelled call means that the person has no interest in the appointment, so you should open the slot for another person. People usually have the misconception that appointment reminder software will do all the work. Definitely not! After all, it is no more than a tool. You should make it work, especially to prevent overbooking.

    Venturing Into the Possibilities

    Maybe invalid numbers are behind your still high no show rate. Let your staff go over the call results and scan for numbers that aren’t useful. Chances are, you staff entered them by mistake; or if you have a virtual receptionist, clients may have entered the numbers incorrectly. If other means of contact are available, then you should use them. Create a custom message explaining why using a contact method that is not what they have indicated.

    It may actually cost you time and effort to be able to cut your no-show rate. When you have both good appointment reminder software and a proactive, driving down your no-show rate can be much easier.

    Source: appointment reminder


  • What No One Knows About Calls

    The Reason Why you Need a Caller ID

    In case you are using a caller ID, there are cases sometimes with where the information presented seems vague or perhaps being absent altogether. Due to this, it is very important that we have our reasons when we use a caller ID and to read what this really displays. To make this simple, it is best that we break caller ID into two various categories which would be mobile phones and landlines.

    Caller ID’s are considered to be most effective if one landline is calling another landline. This is because there’s little distance between one fixed line and also another and the calls are mostly local. It is actually far likely for people to have their landlines listed in directories. If a number is listed, you mostly will get their names and number on the caller ID screen. When a phone is not listed, you are going to see the phone number but other details will not be provided. They thing that you need to bear in mind is that with an ex-directory phone number, there are cases where a number will come up and sometimes it doesn’t. In this sense, the service could be unreliable.

    If calls are in fact not local, the caller ID actually works in a different way. If ever a number will not be listed in the directory, the incoming call will actually tell you which area or state the call is coming from. This is truly useful for people to know any unexpected calls or “cold calling”.

    Caller ID’s on mobile phones are much trickier because the system can be hacked easily and spoofed. A caller ID spoofing today is considered to be an increasingly large issue. This involves someone calling you but interfering with the caller ID system in order for a completely different and unassociated number will pop up in place of theirs. This actually is still going to allow someone who you have blocked previously or ignored to be able to still get in contact with you.

    A caller ID on mobile phones also are lot less likely in offering up any information with regards to the person other than the number and where they are really calling from, which could be difficult in finding out who they really are that could be unnerving when you are not expecting a call. Yet there are so many online services which you can actually find that is going to help you to find people based on their mobile number as well as online telephone directories are excellent places to where you could start your search.

    Source: http://newsingeneral.com/2016/05/26/your-smartphone-is-your-life-make-it-more-secure/


  • What Do You Know About Resources

    A Guide to Caller ID on VoIP Telephone Systems

    Gone are the days when you had to answer the phone every time it rings, even if it is only a telemarketer trying to convince you to buy something you don’t need. Caller IDs are already common today and this is very useful because it gives us information where the incoming call is from so you will know whether to answer the call or not. This is the wonder of digital technology, and you can have your caller ID either as a separate unit with its own display or incorporated into your phone systems. There are even caller IDs now that display the caller ID on you TV screen so if your phone rings while you are watching TV, you can tell at once who is on the other line.

    VoIP users can now enjoy the benefits of caller ID on their phone systems. With your VoIP account you can make and receive calls anywhere there is internet connection or WIFI which is unlike the traditional phone systems that requires you to have a physical address or a mobile phone service that ties your credit card with the service.

    Caller ID on VoIP systems also displays the name of phone number of the one calling you so that you will know who the caller is even before answering the phone. When the caller ID is activated, caller ID features are almost similar for VoIP phones and conventional ones. But VoIP caller ID can have added features and enhanced flexibilities depending on your service provider.

    Spam over internet telephony or SPIT is a new term in the online world. If VoIP phones and services become predominant and mainstream, we can expect SPIT to increase. It is the purpose of VoIP caller ID to protect subscribers from SPIT because it has the functionality of filtering incoming calls, blacklisting calls that are unwanted and only receiving legitimate ones

    Caller IDs in VoIP systems are already functional. This can be free or through a minimum standard fee. A separate box or an upgrade in software will allow caller ID to function in your phone systems. Having caller ID features enabled according to your needs is possible if you work with your VoIP providers to do so. There are other features which can be incorporated with caller ID like call waiting which allows users to identify a second incoming call.

    These will all depend on what you need. There are those who would use VoIP features for personal call-filtering use while others like businesses use caller ID as an identification authentication system to allow users to enter the corporate network from a remote location or to activate a service offered by the company like credit cards and similar products or services.

    Source: https://technotreats.com/2016/05/26/four-things-absolutely-need-smartphone-right-now/